Visa Inc.

VFinancial Services · as-of 2026-07-24 · vintage 2026-07-24MODEL APPLICABLEPINNED_AT_SCALE_TOP
Weak driftAt floorAt scale top
Result — RiskScore first, letter last (a derived conversion)
RiskScore (Eq. 5/12, drift-free) 0.287
Universe rank (safest = 1) —
σ_A (annualized) 21.36%
Asset value A $688.8B
η_A (drift) 14.04% (t = 1.18)
Distance to Default 19.22
EDF Φ(−DD) 0.0000%
PIT PD (1y) 0.0000%
TTC PD 0.0100%
S&P letter (interval) AAA (AAA..AAA-)ƒ
Inputs & provenance
Statement used 2026-03-31
Short-term debt field Current Debt And Capital Lease Obligation
Long-term debt field Long Term Debt And Capital Lease Obligation
Shares method market_cap_over_price
Data retrieved 2026-07-26T08:17:02Z
Producing commit 73aed8a
EM-implied asset value (288 pts, downsampled)
1e-71e-61e-51e-41e-31e-21e-11e+0PIT PD (market-implied, 1y)0.0000%TTC PD (no-arbitrage conversion)0.0100%letter (derived conversion):AAA (AAA..AAA-)ANALYTICAL · PINNED_AT_SCALE_TOP⚠ floor bound the result (grid's smallest value)